I-Indiya yenze inkqubela phambili enkulu kwezemfundo ngezinga lobhaliso lokuqala lama-99%, kodwa uthini umgangatho wemfundo yabantwana baseIndiya?Ngo-2018, uphononongo lonyaka lwe-ASER yaseIndiya lufumanise ukuba umndilili womfundi webanga lesihlanu eIndiya usemva ngeminyaka emibini ubuncinane.Le meko iye yenziwa mandundu ngakumbi lifuthe lobhubhani we-COVID-19 kunye nokuvalwa kwezikolo okunxulumeneyo.
Ngokuhambelana neeNjongo zoPhuhliso oluZinzileyo zeZizwe eziManyeneyo zokuphucula umgangatho wemfundo (SDG 4) ukuze abantwana abasesikolweni bafunde ngokwenene, iBritish Asia Trust (BAT), i-UBS Sky Foundation (UBSOF), uMichael noSusan Dell Foundation ( I-MSDF) kunye namanye amaziko ngokudibeneyo asungule i-Quality Education Impact Bond (QEI DIB) e-Indiya ngo-2018.
Eli phulo liphulo lokusebenzisana phakathi kweenkokeli zecandelo labucala kunye nelesisa ukuze kwandiswe ungenelelo oluqinisekisiweyo lokuphucula iziphumo zokufunda kwabafundi nokusombulula iingxaki ngokuvula inkxaso-mali entsha nokuphucula ukusebenza kwenkxaso-mali ekhoyo.Izikhewu ezibalulekileyo zenkxaso-mali.
Iibhondi zempembelelo zikhontrakthi ezisekelwe ekusebenzeni eziququzelela inkxaso-mali evela "kubatyali-mali beshishini" ukuze bahlawule inkunzi yokusebenza efunekayo ukubonelela ngeenkonzo.Inkonzo yenzelwe ukuphumeza iziphumo ezilinganisekayo, ezimiselwe kwangaphambili, kwaye ukuba ezo ziphumo ziphunyeziwe, abatyali-mali baya kuvuzwa “ngomxhasi weziphumo.”
Ukuphucula izakhono zokufunda nokubhala nokubala kubafundi abangama-200,000 ngeziphumo zokufunda ezixhaswa ngemali kunye nokuxhasa imizekelo yongenelelo emine eyahlukeneyo:
Bonisa iingenelo zenkxaso-mali esekelwe kwiziphumo zokuqhuba izinto ezintsha kwimfundo yehlabathi kunye nokuguqula iindlela zemveli zokunika izibonelelo kunye nobubele.
Ngexesha elide, i-QEI DIB yakha ubungqina obubambekayo malunga nokuba yintoni esebenzayo kwaye yintoni engasebenziyo kwimali esekelwe ekusebenzeni.Ezi zifundo ziye zavuselela inkxaso-mali entsha kwaye zavula indlela yemalike yenkxaso-mali eqolileyo neguquguqukayo esekelwe kwiziphumo.
Ukuphendula ngomntu omnyama omtsha.Umntu kufuneka ajonge kuphela ukugxeka iinzame ze-ESG ezivela "kwi-capitalism evusiweyo" ukuqonda ukubaluleka kokuphendula kwisicwangciso seshishini kunye nentlalontle.Kwixesha lokungathembani kwisakhono seshishini ukwenza ihlabathi libe yindawo engcono, abaphengululi bezemali bophuhliso kunye neengcali zibonakala ngokubanzi zifuna uxanduva olukhulu: ukulinganisa ngcono, ukulawula, kunye nokunxibelelana ngempembelelo yabo kubachaphazelekayo ngelixa bephepha abachasi.
Mhlawumbi akukho ndawo kwihlabathi lezemali ezizinzileyo "ubungqina kwi-pudding" efunyenwe ngaphezu kwemigaqo-nkqubo esekelwe kwiziphumo ezifana ne-development impact bonds (DIBs).I-DIBs, iibhondi zempembelelo yentlalo kunye nefuthe leempembelelo zokusingqongileyo ziye zanda kwiminyaka yamuva nje, zibonelela ngezisombululo zokuhlawula ukusebenza kwimiba yangoku yezoqoqosho, ezentlalo kunye nokusingqongileyo.Umzekelo, iWashington, DC yayisesinye sezixeko zokuqala eUnited States ukukhupha iibhondi eziluhlaza ukuxhasa ukwakhiwa kwamanzi esiphango.Kwenye iprojekthi, iBhanki yeHlabathi ikhuphe uphuhliso oluzinzileyo “iibhondi zemikhombe” ukukhusela indawo yokuhlala yemikhombe emnyama esemngciphekweni wokuphela eMzantsi Afrika.Olu buhlakani bamashishini abucala norhulumente ludibanisa amandla emali yeziko lengeniso kunye nobuchule bomxholo kunye nobunzulu bombutho oqhutywa ziziphumo, ukudibanisa uxanduva lokuphendula kunye ne-scalability.
Ngokuchaza iziphumo kwangaphambili kunye nokuyila impumelelo yezemali (kunye neentlawulo kubatyalo-mali) ukuze kuphunyezwe ezo ziphumo, intsebenziswano yoluntu-yabucala isebenzisa imodeli yokuhlawula-ukusebenza ukubonisa ukusebenza kokungenelela kwezentlalo ngelixa isasazwa kubantu abanesidingo esikhulu.Zifune.Inkqubo yaseIndiya yoNcedo loMgangatho weMfundo ngumzekelo ophambili wendlela intsebenziswano phakathi kwamashishini, urhulumente kunye namahlakani angekho phantsi kukarhulumente inokuzimela ngokwezoqoqosho ngelixa idala impembelelo kunye nokuphendula kwabaxhamli.
Isikolo saseDarden soShishino 'IZiko loShishino loLuntu, ngentsebenziswano neConcordia kunye noNobhala weSizwe wase-US kwiOfisi yoBudlelwane beHlabathi, inikezela ngeeMbasa ze-P3 zeMpembelelo zonyaka, eziqaphela intsebenziswano ephambili phakathi kukarhulumente neyabucala ephucula uluntu kwihlabathi jikelele.Amabhaso alo nyaka aza kunikezelwa nge-18 kaSeptemba 2023 kwingqungquthela yonyaka yeConcordia.Abahlanu abagqwesileyo bokugqibela baya kuboniswa kumsitho weDarden Ideas to Action ngoLwesihlanu ophambi komsitho.
Eli nqaku laveliswa ngenkxaso evela kwi-Darden Institute for Business in Society, apho uMaggie Morse unguMlawuli weNkqubo.
U-Kaufman ufundisa imigaqo yoshishino kwiinkqubo ze-MBA zexesha elizeleyo ze-Darden kunye nezexeshana.Usebenzisa iindlela eziqhelekileyo kunye nobungqina kuphando lwemigaqo yoshishino, kubandakanywa kwimimandla yempembelelo yentlalo kunye nokusingqongileyo, utyalo-mali olunempembelelo, kunye nesini.Umsebenzi wakhe uvele kwi-Business Ethics ngekota kunye ne-Academy of Management Review.
Phambi kokujoyina iDarden, uKaufman wagqiba iPh.D.Ufumene i-PhD yakhe kwi-application economics kunye nolawulo kwiSikolo saseWharton kwaye wabizwa ngokuba ngumfundi wokuqala we-Wharton Social Impact Initiative kunye nomfundi osakhulayo nguMbutho weeNqobo zokuziphatha kwiShishini.
Ukongeza kumsebenzi wakhe eDarden, uyilungu le-faculty kwiSebe lezabaseTyhini, iSini kunye neSifundo seSini kwiYunivesithi yaseVirginia.
I-BA evela kwiYunivesithi yasePennsylvania, MA evela kwiSikolo sezoQoqosho saseLondon, iPhD evela kwiSikolo iWharton kwiYunivesithi yasePennsylvania.
Ukuze uhlale usexesheni ngezimvo zikaDarden zamva nje kunye neengcinga ezisebenzayo, bhalisela i-e-newsletter ye-Darden's Thoughts to Action.
Ilungelo lokushicilela © 2023 uMongameli weYunivesithi yaseVirginia kunye neeNdwendwe.onke Amalungelo Agciniwe.umthetho wabucala
Ixesha lokuposa: Oct-09-2023